{"id":4076,"date":"2019-03-30T20:43:46","date_gmt":"2019-03-30T17:43:46","guid":{"rendered":"https:\/\/www.bilisimonline.net\/?p=4076"},"modified":"2019-04-03T13:25:41","modified_gmt":"2019-04-03T10:25:41","slug":"fintek-fintech-nedir","status":"publish","type":"post","link":"http:\/\/www.bilisimonline.net\/index.php\/2019\/03\/30\/fintek-fintech-nedir\/","title":{"rendered":"Fintek (Fintech) Nedir?"},"content":{"rendered":"\n<p>Herkese merhaba, bu yaz\u0131da, <strong>Fintech nedir? Hangi \u015firketlere Neler yaparlar? \u00c7\u00f6z\u00fcmleri nelerdir?<\/strong> gibi sorulara yan\u0131t bulaca\u011f\u0131z.<\/p>\n\n\n\n<p>Finansal hizmetlerin&nbsp;<strong>kolay, iyi, h\u0131zl\u0131&nbsp;<\/strong>verilmesi amac\u0131yla olu\u015fturulmu\u015f finans ve teknolojiyi bir araya getiren&nbsp;<strong>\u015firketlerdir<\/strong>. Fintech \u2018Financial Technology\u2019 (Fintek = Finansal Teknolojiler) kelimelerinin k\u0131saltmas\u0131d\u0131r. \u00c7evik i\u015f yapma y\u00f6ntemini kullanan fintech \u015firketlerinin say\u0131s\u0131 hem&nbsp;<strong>T\u00fcrkiye\u2019de&nbsp;<\/strong>hemde&nbsp;<strong>d\u00fcnyada&nbsp;<\/strong>h\u0131zla artmaktad\u0131r. Teknolojideki geli\u015fmeler&nbsp;<strong>finans<\/strong>&nbsp;sekt\u00f6r\u00fcn\u00fc fazlas\u0131yla etkilemektedir. Bu da finans sekt\u00f6r\u00fcn\u00fcn yeniden \u015fekillenmesine, yeni f\u0131rsatlar olu\u015fmas\u0131na ve bu yeni f\u0131rsatlar da daha \u00e7ok&nbsp;<strong>m\u00fc\u015fteri odakl\u0131<\/strong>, b\u00fcy\u00fck oyuncular\u0131n ni\u015f pazarlar oldu\u011fu i\u00e7in \u00e7ok fazla odaklanamad\u0131\u011f\u0131 alanlara fintechlerin girmesine imkan sa\u011flamaktad\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"377\" data-attachment-id=\"4141\" data-permalink=\"http:\/\/www.bilisimonline.net\/fintech-nedir\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/fintech-nedir.jpg?fit=626%2C381\" data-orig-size=\"626,381\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Fintech Nedir\" data-image-description=\"&lt;p&gt;Financial Technology nedir&lt;\/p&gt;\n\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/fintech-nedir.jpg?fit=300%2C183\" data-large-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/fintech-nedir.jpg?fit=620%2C377\" tabindex=\"0\" role=\"button\" src=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/fintech-nedir.jpg?resize=620%2C377&#038;ssl=1\" alt=\"Financial Technology\" class=\"wp-image-4141\" srcset=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/fintech-nedir.jpg?w=626 626w, https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/fintech-nedir.jpg?resize=300%2C183 300w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/><\/figure>\n\n\n\n<p><strong>Fintechler Neler Yaparlar?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Ki\u015fiselle\u015ftirilmi\u015f&nbsp;<\/strong>\u00e7\u00f6z\u00fcmlerle bankac\u0131l\u0131k sekt\u00f6r\u00fcnde&nbsp;<strong>dijital devrim<\/strong>denilebilecek \u00fcr\u00fcnler \u00e7\u0131kar\u0131rlar.<\/li><\/ul>\n\n\n\n<p>\u2022&nbsp;<strong>Yenilik\u00e7i&nbsp;<\/strong>\u00fcr\u00fcn ve hizmetler sunarlar.<\/p>\n\n\n\n<p>\u2022 Rekabet\u00e7i&nbsp;<strong>fiyat avantaj\u0131&nbsp;<\/strong>sa\u011flarlar.<\/p>\n\n\n\n<p>\u2022 Finans sekt\u00f6r\u00fcnde&nbsp;<strong>alternatif<\/strong>&nbsp;hizmetlerle \u00f6ne \u00e7\u0131karlar.<\/p>\n\n\n\n<p>\u2022 Finans sistemi d\u0131\u015f\u0131ndaki ki\u015filere de ula\u015f\u0131rlar. (unbanked)<\/p>\n\n\n\n<p>\u2022 Daha fazla&nbsp;<strong>m\u00fc\u015fteri deneyimine&nbsp;<\/strong>odaklan\u0131rlar.<\/p>\n\n\n\n<p>Daha \u00e7ok \u00f6deme sistemleri alan\u0131nda fintechlere rastlan\u0131lmaktad\u0131r. Bunun d\u0131\u015f\u0131nda bor\u00e7 verme, ki\u015fisel finansman, perakende yat\u0131r\u0131mlar\u0131, kurumsal yat\u0131r\u0131mlar, kitlesel fonlama, varl\u0131k y\u00f6netimi ve para transferi alanlar\u0131nda da hizmet veren pek \u00e7ok fintech bulunmaktad\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"409\" data-attachment-id=\"4142\" data-permalink=\"http:\/\/www.bilisimonline.net\/financial-technology\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology.jpg?fit=1200%2C791\" data-orig-size=\"1200,791\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Financial Technology\" data-image-description=\"&lt;p&gt;what is Financial Technology&lt;\/p&gt;\n\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology.jpg?fit=300%2C198\" data-large-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology.jpg?fit=620%2C409\" tabindex=\"0\" role=\"button\" src=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology-1024x675.jpg?resize=620%2C409&#038;ssl=1\" alt=\"Financial Technology nedir\" class=\"wp-image-4142\" srcset=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology.jpg?resize=1024%2C675 1024w, https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology.jpg?resize=300%2C198 300w, https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology.jpg?resize=768%2C506 768w, https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Financial-Technology.jpg?w=1200 1200w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/><\/figure>\n\n\n\n<p><strong>Fintech Firmalar\u0131n\u0131n \u00c7\u00f6z\u00fcmleri Nelerdir?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Mobil ve dijital \u00f6deme<\/li><li>Bitcoin ve kripto para birimleri<\/li><li>Para piyasalar\u0131 ve yat\u0131r\u0131m<\/li><li>Bankac\u0131l\u0131k ve kurumsal finans<\/li><li>Big Data ve analitik<\/li><li>Finansal platformlar<\/li><li>E\u015fler aras\u0131 (Peer-to-peer) bor\u00e7lanma ve kitlesel fonlama (crowdfunding)<\/li><li>Ki\u015fisel finansal y\u00f6netim<\/li><li>Blockchain teknolojisi<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"620\" height=\"349\" data-attachment-id=\"4140\" data-permalink=\"http:\/\/www.bilisimonline.net\/what-is-fintech\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/what-is-fintech.png?fit=1024%2C576\" data-orig-size=\"1024,576\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"What Is Fintech\" data-image-description=\"&lt;p&gt;Financial Technology nedir&lt;\/p&gt;\n\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/what-is-fintech.png?fit=300%2C169\" data-large-file=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/what-is-fintech.png?fit=620%2C349\" tabindex=\"0\" role=\"button\" src=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/what-is-fintech-1024x576.png?resize=620%2C349&#038;ssl=1\" alt=\"Financial Technology\" class=\"wp-image-4140\" srcset=\"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/what-is-fintech.png?w=1024 1024w, https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/what-is-fintech.png?resize=300%2C169 300w, https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/what-is-fintech.png?resize=768%2C432 768w\" sizes=\"(max-width: 620px) 100vw, 620px\" \/><\/figure>\n\n\n\n<p>Sizlerde yorumlara t\u0131klayarak, yorumlar\u0131n\u0131z ile katk\u0131da bulunabilirsiniz.  Ayr\u0131ca yaz\u0131m\u0131z\u0131 payla\u015farak bizlere destek olabilirsiniz. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Herkese merhaba, bu yaz\u0131da, Fintech nedir? Hangi \u015firketlere Neler yaparlar? \u00c7\u00f6z\u00fcmleri nelerdir? gibi sorulara yan\u0131t bulaca\u011f\u0131z. Finansal hizmetlerin&nbsp;kolay, iyi, h\u0131zl\u0131&nbsp;verilmesi amac\u0131yla olu\u015fturulmu\u015f finans ve teknolojiyi bir araya getiren&nbsp;\u015firketlerdir. Fintech \u2018Financial Technology\u2019 (Fintek = Finansal Teknolojiler) kelimelerinin k\u0131saltmas\u0131d\u0131r. \u00c7evik i\u015f yapma y\u00f6ntemini kullanan fintech \u015firketlerinin say\u0131s\u0131 hem&nbsp;T\u00fcrkiye\u2019de&nbsp;hemde&nbsp;d\u00fcnyada&nbsp;h\u0131zla artmaktad\u0131r. Teknolojideki geli\u015fmeler&nbsp;finans&nbsp;sekt\u00f6r\u00fcn\u00fc fazlas\u0131yla etkilemektedir. Bu da finans sekt\u00f6r\u00fcn\u00fcn &#8230;<\/p>\n","protected":false},"author":1,"featured_media":4141,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[315],"tags":[4209,4206,4207,4212,4210,4211,4208],"class_list":["post-4076","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-diger","tag-finance","tag-financial","tag-fintech","tag-fintek","tag-fintek-nedir","tag-it","tag-what-is-fintech"],"jetpack_publicize_connections":[],"aioseo_notices":[],"views":1282,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/fintech-nedir.jpg?fit=626%2C381","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7k56R-13K","jetpack-related-posts":[],"_links":{"self":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts\/4076"}],"collection":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/comments?post=4076"}],"version-history":[{"count":5,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts\/4076\/revisions"}],"predecessor-version":[{"id":4217,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts\/4076\/revisions\/4217"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/media\/4141"}],"wp:attachment":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/media?parent=4076"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/categories?post=4076"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/tags?post=4076"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}