{"id":4405,"date":"2019-05-07T16:24:21","date_gmt":"2019-05-07T13:24:21","guid":{"rendered":"https:\/\/www.bilisimonline.net\/?p=4405"},"modified":"2019-04-29T21:20:38","modified_gmt":"2019-04-29T18:20:38","slug":"kredi-kartim-olmadan","status":"publish","type":"post","link":"http:\/\/www.bilisimonline.net\/index.php\/2019\/05\/07\/kredi-kartim-olmadan\/","title":{"rendered":"Kredi Kart\u0131m olmadan!"},"content":{"rendered":"\n

Kredi kart\u0131 olmadan \u00f6nce hayat nas\u0131ld\u0131? Kredi kart\u0131 kullanmasak mutlu olabilir miyiz? Kredi kart\u0131 bu zamanda zorunluluk mu l\u00fcks m\u00fc? Neden kredi kart\u0131 kullan\u0131yoruz? Kredi kart\u0131 kullanmadan hayatta kalabilir miyiz? Bu sorular\u0131 ve \u00f6rnekleri \u00e7o\u011faltmak m\u00fcmk\u00fcn. Peki do\u011frusu ne, kredi kart\u0131 kullan\u0131m\u0131 konusunda ne yapmal\u0131y\u0131z. Kredi Karts\u0131z hayatta kalman\u0131n yollar\u0131 var m\u0131? <\/strong><\/h3>\n\n\n\n

Kredi kartlar\u0131m\u0131z\u0131 \u00e7ok seviyoruz; nakit olmad\u0131\u011f\u0131nda can kurtaran simidi gibi, internet al\u0131\u015fveri\u015flerimizde b\u00fcy\u00fck kolayl\u0131k sa\u011flayan, biz para harcad\u0131k\u00e7a bize puan biriktiren bu kartlarla aram\u0131zda \u015f\u00fcphesiz b\u00fcy\u00fck bir ba\u011f var. Bu kartlarla aram\u0131zdaki ba\u011f \u00f6yle g\u00fc\u00e7l\u00fc ki nakdimiz olsa dahi kasiyere kart\u0131 uzat\u0131yor, ba\u011f\u0131m\u0131za sad\u0131k bir ba\u011f\u0131ml\u0131 olarak \u015fifremizi teredd\u00fcts\u00fcz giriyoruz. <\/p>\n\n\n\n

Ancak ara\u015ft\u0131rmac\u0131lar\u0131n bizi uyard\u0131\u011f\u0131 bir nokta var: \u00d6demelerimizi dijital ortamda yaparken param\u0131z\u0131 daha kolay g\u00f6zden \u00e7\u0131kar\u0131yor ve g\u00fcc\u00fcm\u00fczden fazlas\u0131n\u0131 harc\u0131yoruz! G\u00fcc\u00fcn\u00fczden fazlas\u0131n\u0131 rahatl\u0131kla harcay\u0131p borcumuzu zor \u00f6d\u00fcyoruz. Peki ya sadece kredi kart\u0131ndan kurtularak<\/strong> cebimizi rahatlatacak olsayd\u0131k? Asl\u0131nda bu bir d\u00fc\u015f de\u011fil, i\u015fte kredi karts\u0131z hayatta kalma ipu\u00e7lar\u0131:<\/p>\n\n\n\n

Kredi Kart\u0131ndan Kurtulman\u0131n 6 Yolu<\/strong><\/h3>\n\n\n\n

Kabul edin<\/strong><\/p>\n\n\n\n

Bir ba\u011f\u0131ml\u0131 oldu\u011funuzu ve bor\u00e7lar\u0131n\u0131zdan kurtulman\u0131z<\/strong>gerekti\u011fini, bunun kendi i\u00e7 sayg\u0131n\u0131za zarar verdi\u011fini kabullenmeyin; kabul edin<\/em>.<\/p>\n\n\n\n

Kararl\u0131 olun<\/strong><\/p>\n\n\n\n

Kararl\u0131l\u0131k her ba\u011f\u0131ml\u0131 i\u00e7in ku\u015fkusuz en \u00f6nemli tutumdur. Bu tutumunuza duygusal deste\u011fi aile veya arkada\u015flar\u0131n\u0131zla konu\u015farak alabilirsiniz. Yak\u0131nlar\u0131n\u0131z kritik anlar\u0131n\u0131zda yan\u0131n\u0131zda bulunan yegane yard\u0131mc\u0131lar\u0131n\u0131z olacakt\u0131r. <\/strong><\/p>\n\n\n\n

Paran\u0131za dokunun<\/strong><\/p>\n\n\n\n

\u0130nternetten bir \u00fcr\u00fcn almaya mecbur kalabilirsiniz. Teknolojiden yararlanmak hakk\u0131n\u0131z, ancak basit bir kural\u0131m\u0131z var: \u0130nternette kredi kart\u0131n\u0131z ile yapaca\u011f\u0131n\u0131z \u00f6deme tutar\u0131 kadar nakit paran\u0131z\u0131 yan\u0131n\u0131zda bulundurmal\u0131, \u00f6deme i\u015flemi ile birlikte o paray\u0131 bir kumbaraya atmal\u0131s\u0131n\u0131z. Ayn\u0131 \u015fekilde abonelikleriniz ve \u00fcyelik masraflar\u0131n\u0131z\u0131 da\u2026 Kredi kart\u0131 ekstrenizi i\u015fte o kumbara ile \u00f6deyeceksiniz.<\/p>\n\n\n\n

\"3d<\/figure>\n\n\n\n

Kontrol\u00fc elinizde tutun<\/strong><\/p>\n\n\n\n

Telefonunuzdaki banka uygulamas\u0131n\u0131n yan\u0131 s\u0131ra c\u00fczdan uygulamalar\u0131 ile harcamalar\u0131n\u0131z\u0131 kaydedin. Bir \u00fcr\u00fcne karar verdiniz ve almak istiyorsan\u0131z bir g\u00fcn bekleyip sonra al\u0131n. Bu s\u00fcre zarf\u0131nda nelerden vazge\u00e7ece\u011finizi g\u00f6rd\u00fc\u011f\u00fcn\u00fczde \u015fa\u015f\u0131racaks\u0131n\u0131z. \u0130htiyac\u0131n\u0131z dahilinde olan \u00fcr\u00fcnler i\u00e7in mutlaka fiyat ara\u015ft\u0131rmas\u0131 yap\u0131n, indirimleri kollay\u0131n ve ihtiya\u00e7 listenizi tekrar de\u011ferlendirin.<\/p>\n\n\n\n

\"h\u0131zl\u0131<\/figure>\n\n\n\n

Cesur olun, kredi kart\u0131n\u0131z\u0131 evde b\u0131rak\u0131n<\/strong><\/p>\n\n\n\n

\u201cPeki ya ihtiyac\u0131m olursa\u201d diye endi\u015fe etmenize gerek yok. Kontrol hala sizin elinizde. \u0130htiyac\u0131n\u0131z\u0131n olabilece\u011fi durumlar\u0131 ve kendinizi biliyorsunuz. \u00d6rne\u011fin tatile giderken veya yeme\u011fe \u00e7\u0131karken kart\u0131n\u0131z cebinizde size destek olabilir. Fakat monoton bir g\u00fcn\u00fcn\u00fczde, i\u015finize\/okulunuza giderken nakdiniz size yetecektir.<\/p>\n\n\n\n

\"Fraud<\/figure>\n\n\n\n

Kart limitinizi k\u0131s\u0131n.<\/strong><\/p>\n\n\n\n

Art\u0131k kredi kart\u0131n\u0131z\u0131 mecbur kald\u0131\u011f\u0131n\u0131zda kullan\u0131yorsunuz. Bunun i\u00e7in hemen cebinizde size y\u00fckl\u00fc bir bor\u00e7 verebilecek sahte bir dostlu\u011fa ihtiyac\u0131n\u0131z kalm\u0131yor! Limitiniz k\u0131s\u0131ld\u0131k\u00e7a \u00f6zg\u00fcrl\u00fc\u011f\u00fcn\u00fcz artaca\u011f\u0131 bilincindesiniz. Para elinizde, kontrol sizde<\/strong>! Ne kadar nakit o kadar iyi!<\/strong><\/p>\n\n\n\n

Unutmay\u0131n 20 y\u0131l \u00f6ncesine kadar bu kadar kredi kart\u0131 kullanm\u0131yorduk. Cebinizdeki nakite g\u00f6re ya\u015famak bu i\u015fin kural\u0131, cebinde ne kadar varsa o kadar ya\u015fars\u0131n. Yukar\u0131daki kurallara ba\u011fl\u0131 kalman\u0131z durumunda sadece hayatta kalmayacak, olaya art\u0131k tersten bakmaya ba\u015flayacaks\u0131n\u0131z. Sahi nas\u0131l kredi kart\u0131 ile hayatta kal\u0131yorduk?<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Kredi kart\u0131 olmadan \u00f6nce hayat nas\u0131ld\u0131? Kredi kart\u0131 kullanmasak mutlu olabilir miyiz? Kredi kart\u0131 bu zamanda zorunluluk mu l\u00fcks m\u00fc? Neden kredi kart\u0131 kullan\u0131yoruz? Kredi kart\u0131 kullanmadan hayatta kalabilir miyiz? Bu sorular\u0131 ve \u00f6rnekleri \u00e7o\u011faltmak m\u00fcmk\u00fcn. Peki do\u011frusu ne, kredi kart\u0131 kullan\u0131m\u0131 konusunda ne yapmal\u0131y\u0131z. Kredi Karts\u0131z hayatta kalman\u0131n yollar\u0131 var m\u0131? Kredi kartlar\u0131m\u0131z\u0131 \u00e7ok …<\/p>\n","protected":false},"author":1,"featured_media":4152,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false},"version":2}},"categories":[315],"tags":[4694,4698,4696,4695,4701,4693,4697,4700,4692,4691],"class_list":["post-4405","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-diger","tag-bataktan-kurtulmanin-yollari","tag-borctan-kurtulanlarin-hikayeleri","tag-borctan-kurtulma-hikayeleri","tag-borcumdan-kurtulmak-istiyorum","tag-kredi-borcu","tag-kredi-karti-borcundan-kurtulma","tag-kredi-karti-icradan-kurtulma","tag-kredi-karti-yapilandirma","tag-kredi-kartindan-kurtulma","tag-kredi-kartindan-kurtulma-yollari"],"jetpack_publicize_connections":[],"aioseo_notices":[],"views":856,"jetpack_featured_media_url":"https:\/\/i0.wp.com\/www.bilisimonline.net\/wp-content\/uploads\/2019\/03\/Fraud-nedir-anti-fraud-sistemleri-ne-ise-yarar.png?fit=2280%2C1280","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p7k56R-193","jetpack-related-posts":[],"_links":{"self":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts\/4405"}],"collection":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/comments?post=4405"}],"version-history":[{"count":4,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts\/4405\/revisions"}],"predecessor-version":[{"id":4618,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/posts\/4405\/revisions\/4618"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/media\/4152"}],"wp:attachment":[{"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/media?parent=4405"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/categories?post=4405"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.bilisimonline.net\/index.php\/wp-json\/wp\/v2\/tags?post=4405"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}